Chesterfield real estate MO, St. Louis real estate, O'Fallon area real estate, home listings and homes for sale in Missouri - De Lynn Klosterhoff, REALTOR® De Lynn Klosterhoff REALTOR(r) for Chesterfield, St. Louis, O'Fallon area, Missouri real estate - NUMBER1EXPERT™ De Lynn Klosterhoff NUMBER1EXPERT(tm) for Chesterfield, St. Louis, O'Fallon area, Missouri real estate
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De Lynn Klosterhoff, REALTOR®, real estate agent and broker for Chesterfield, St. Louis, O'Fallon area Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
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Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

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Where are the highest median price homes in the United States currently located?

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According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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De Lynn Klosterhoff, REALTOR®, real estate agent and broker for Chesterfield, St. Louis, O'Fallon area Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

De Lynn Klosterhoff
RE/MAX Properties West

16100 Swingley Ridge Rd.
Chesterfield, MO. 63017
636-532-5900
800-949-0490
RE/MAX Office Fax: 636-532-2302
De Lynn's In-office Fax: 636-898-1327
Email: DeLynnK@DeLynnK.com

De Lynn Klosterhoff has over 25 years of real estate experience. She has been honored with the RE/MAX Hall of Fame Achievement Award, the RE/MAX Lifetime Achievement Award and is ranked #4 in her region! Her designations are CRS (Certified Residential Specialist), a designation held by only 1% of all Realtors; ABR (Accredited Buyer's Representative); GRI (Graduate of the Real Estate Institute), having completed a minimum of 90 hours of course study and exams; and RECS (Real Estate Cyberspace), SRES (Seniors Real Estate Specialist). Because of her dedication to the real estate business and her clients, she is in the top 1% of all Realtors in the St. Louis area.

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