|
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 636-532-5900.
|
Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >
|
Compare three mortgages at one time. Download TripleCalc
now. It's free. |
De Lynn Klosterhoff is one of The
Top Selling Real Estate Experts™
Find Out More > |
|
|
 |
Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. As a top St. Louis, St. Charles and the Surrounding Areas REALTOR®, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market. I have direct access to the St. Louis, St. Charles and the Surrounding Areas MLS (Multiple Listings Service), and also to every other agent and all of their listings. If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers.  Tell me what you are looking for! It's my job to know every property in St. Louis, St. Charles and the Surrounding Areas, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible...
Insurance >Hazard Insurance
Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!
Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.
It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.
As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.
|
| Q |
What is the role of the U.S. Housing Authority?
|
| A |
Created in 1937 by FDR, the U.S. Housing Authority provides construction loans to small communities and states. |
 See More Real Estate Trivia > |
|
|
Who De Lynn
Recommends
All Real
Estate transactions require the help of local professionals. As a top local
Realtor I know everyone in town!
|
|
|
|
- NUMBER1EXPERT™ 
