The De Lynn "K" Team Recommends the Prestige Home Service Agreement.

Prestige helps enhance the value of your home by covering the costs of expensive, unexpected repair bills and the home's mechanical equipment. This affordable protection is available during the listing period for the seller, and for one full year from the date of closing for the buyer. Ask De Lynn for more information about Prestige or call Jason Kinker at 1-800-325-8144.

Three Good Reasons To Sign "The Prestige Home Service Agreement"

1. Prestige is a national company with over 21 years experience.
2. Prestige headquarters are right in the St. Louis area.
3. About 62% of homebuyers reported the failure of 2 major items within the first year.

The De Lynn "K" Team also Recommends Shad Lager, Loan Officer with Pulaski Bank.

The De Lynn "K" Team also Recommends Scott Mangus and Jemma Archibald, Mortgage Loan Consultants with Gershman Mortgage.

Gershman Mortgage is a full service mortgage company that will assist with your every need. With the assistance of one of the most experienced support staffs in the Saint Louis area, Scott and Jemma will provide you with the best service for your home loan.

Please visit our website at www.stllending.com for all your financing information.

Financing Your Home >When Interest Rates Rise Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates. One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement. If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What famous person said this? "Real Estate is the best investment in the world because it is the only thing they're not making anymore!" A  Will Rogers, who began his career as a rope-throwing cowboy and later became a famous stage and film star. See More Real Estate Trivia >