The De Lynn "K" Team Recommends the Prestige Home Service Agreement.

Prestige helps enhance the value of your home by covering the costs of expensive, unexpected repair bills and the home's mechanical equipment. This affordable protection is available during the listing period for the seller, and for one full year from the date of closing for the buyer. Ask De Lynn for more information about Prestige or call Jason Kinker at 1-800-325-8144.

Three Good Reasons To Sign "The Prestige Home Service Agreement"

1. Prestige is a national company with over 21 years experience.
2. Prestige headquarters are right in the St. Louis area.
3. About 62% of homebuyers reported the failure of 2 major items within the first year.

The De Lynn "K" Team also Recommends Shad Lager, Loan Officer with Pulaski Bank.

The De Lynn "K" Team also Recommends Scott Mangus and Jemma Archibald, Mortgage Loan Consultants with Gershman Mortgage.

Gershman Mortgage is a full service mortgage company that will assist with your every need. With the assistance of one of the most experienced support staffs in the Saint Louis area, Scott and Jemma will provide you with the best service for your home loan.

Please visit our website at www.stllending.com for all your financing information.

First Time Buyers >Affording A Home Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers. As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines. Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term. See All Tips In The "First Time Buyers" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  Where is the world's oldest pyramid? A  The oldest pyramid is the Third Pyramid of Mycerinus is at El Gizeh, Egypt; it has the largest single block weighing 320 tons. See More Real Estate Trivia >